Michelle Mueller
Mortgage Banker
NMLS #545276
Talk to Michelle or Krishen
YourDecaturLending Team
Michelle Mueller and Krishen Shah work from Keller Williams Metro Atlanta. The programs this office already leans on. An in-house process that actually closes. Right down the hall.
Already in the building
Down the Hall
This is not a lender you have to introduce. Michelle and Krishen already work from this office — same programs, same in-house underwriting, same people agents here already know how to find.
Highland runs a file the way this office likes it run: local decisions, a real appraisal desk, and a process that does not bounce between three companies. That is why the desk is here.
#2 Lender inAtlanta
Highland Mortgage and the Boxcarfamily of brands ranked among Atlanta’s top mortgage companies.
Scotsman Guide Top 100
It’s kind of a Big Deal
50 independent retail lenders made the list. We’re the youngest of all to exceed $1.2 billion+ in closed loans — and we’re down the hall.
YOUR BANKERSOn Site
Michelle and Krishen work from 315 West Ponce de Leon Avenue, Suite 100, Decatur, GA 30030. Text, call, or walk over.
Krishen Shah
Mortgage Banker
NMLS #1958810
ProgramsSolutions
The toolbox this office already uses — locked rates, buydowns, All-In-One, and a builders desk when the listing is still a lot.
Lock & Shop
Lock a rate for up to 90 days while the search is still on. The market can move. The rate does not.
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Temporary Buydowns
Lower the payment in the first years so more buyers qualify — without rewriting the offer.
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All-In-One
A smarter structure for equity and cash flow. The kind of program people remember after the first close.
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Conventional, FHA, VA, USDA
The everyday toolbox, underwritten in-house. First-time, move-up, veteran, rural — one desk.
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Bridge Loans
Buy before they sell. Keep the listing and the purchase on the same timeline.
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Builders & New Construction
Construction-to-perm and builder programs so new-home deals do not bounce between lenders.
Learn moreIN-HOUSEThe Whole Way
Processing, underwriting, marketing, IT, and the appraisal desk — one roof. That is why files move and you always know where they stand.
- 01
Walk down the hall
Michelle and Krishen keep desks in this office. A question does not have to become a voicemail.
- 02
Same-day pre-approval
A real number your buyer can write an offer on — ready the same day you need it.
- 03
In-house everything
Processing, underwriting, and the appraisal desk live under one roof. Files do not leave the building.
- 04
You close. They stay yours.
Faster answers, fewer surprises, and the client still thinks of you as the one who made it easy.
Stop by.We’re Down the Hall.
A lending question does not have to wait on a callback. Michelle and Krishen are already in the building.
Find the desk
315 West Ponce de Leon Avenue, Suite 100Decatur, GA 30030Highland Mortgage · on site at KW Metro. Text us — don’t hunt a generic inbox.